Working Capital Line of Credit**

• Provides your business with revolving short-term financing for payroll, purchasing inventory or to pay suppliers
• Pay interest only on the amount drawn, not the entire line.
• Giving you the flexibility to borrow and repay as needed

Fixed Term Loans

• Enables you to purchase new equipment or machinery for your business without impacting your cashflow.
• Letting you spread out the cost of equipment over time at a low fixed rate.

Equipment Line of Credit

• Provides a pre-approved financing amount for your upcoming equipment purchases
• Allows to purchase equipment when you need it, as you need it.

Business Overdraft Line of Credit

• Convenient access to cash whenever you need it
• Competitive rates As Low As 12.25% APR*

Whether your business just opened or has been around for generations,
Island Federal’s Commercial Banking and Lending Products will give you the tools to help it grow and expand.    

Contact Business Banking Today!

Business Banking Products

Business Essential Checking**

• NO minimum balance; NO monthly fee
• Earns 0.05% APY* on deposits of $2,500 or more
• Business Debit Mastercard® with uChoose Rewards® and more

Business Premier Checking***

• No monthly fee if the balance remains above $5,000
• Business Debit Mastercard® with uChoose Rewards® and more
• Tiered Interest Rates: